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Written by Renee Kovacs
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I can explain a little bit about what goes on ‘inside’ this whole
lending process, and it might help everyone understand the rhyme and
reason for a lot of the consequential situations. I do believe if we
all have a better understanding of the way The Machinery works, it will
enable us to have more empathy for the whole team of players involved
in the loan process. Having more empathy will shift the perspective –
which CAN shed a lot of the stress.
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Written by Hazzaa Kassis
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In
today's marketplace, websites have become a major player to our overall
appearance. Companies do view your website (if you have one) to learn
more about you. This allows you to give detailed information about
yourself/company and your services. Whether you do business with
signing services, title companies or lenders, your website will tell it
all. Keep in mind the same rule applies to websites as it does to
emails. Keep it short and professional. The longer the name, the harder
it is to remember and the longer your email address will be. Create a
contact us page where companies can contact you by email or phone; your
location etc.
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Written by Linda Kassis
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So
many questions about fees and so many variables involved. Do you live
in a saturated area? Do you live in a rural area? How long does it take
you to commute through a large city to get to a signing? If your
commute through a large city to go 10 miles takes you an hour then you
will want to charge according to your time not the miles. Time of day:
Are you traveling in rush hour traffic such as at 5:30 when everyone is
getting off work? These are all variables that have to be considered as
well as the mpg your auto gets and if you have to hire a babysitter
while you are away at a signing.
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Subprime Mortgage Industry |
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Written by Linda Kassis
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As we show
concerns for the latest industry news and how that will effect or
rather further deteriorate the income potential and/or amount of loans
to be written, take note that the effects of the changes in lending
criteria which is to effect the subprime market will actually effect
15% of the market. It is said that 15% of the borrowers fall into the
subprime loan category. It is not stating that they will not be able to
get loans but rather that they will be considered a higher risk and
will be taking loans at a higher interest rate. Those who spend the
next couple years working on making payments on time and remedying
their low credit scores will surely be looking to refinance at that
time to gain a better interest rate.
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Misuse Of Authority Charges |
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Written by Hazzaa Kassis
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Former Legislator Pleads Not Guilty To Misuse Of
Authority Charges
By News 8 WMTW
POSTED: 3:54 pm EDT August 21, 2007
UPDATED: 5:09 am EDT August 22, 2007
LEWISTON, Maine -- A Lewiston city councilor has entered pleas of not guilty on
charges of misusing his authority as a notary public.
The Maine Attorney General's Office
said that Stavros Mendros, a former state legislator, signed off on petitions
circulated in 2005 seeking a statewide referendum on a planned casino in
Washington County without personally witnessing the circulator's signature.
A clerk at Lewiston District Court
said Mendros' lawyer entered the pleas on his behalf on Tuesday.
State law requires that a notary
public witness the signature of the person who circulates a petition for a
statewide referendum.
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Benefits of a Marketing Plan |
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Written by Hazzaa Kassis
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Goal Setting: Your
marketing plan allows you to set goals and benchmarks. You want to feel
confident that you have your plan in order; you know where you are
headed and how you are getting there. Take the example of a signing.
You get a call to go to a signing, but have no idea where the street
address is. You do a search on your favorite map online and find your
destination. Get in your car and off you go to do your signing. (You
searched, you conquered, You Signed). Now let's put this in context of
the over all picture of your company. Set goals and deadlines for those
goals and follow them through. If, each month, you meet your goals, in
marketing, income and growth, your year end goals will have been met.
If, one month, you don't meet those goals you have the following month
to make up the difference and catch up. If you do this each and every
month, at the end of the year you will have met your mark.
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