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A Different Perspective
Written by Renee Kovacs   
I can explain a little bit about what goes on ‘inside’ this whole lending process, and it might help everyone understand the rhyme and reason for a lot of the consequential situations. I do believe if we all have a better understanding of the way The Machinery works, it will enable us to have more empathy for the whole team of players involved in the loan process. Having more empathy will shift the perspective – which CAN shed a lot of the stress.
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Emails and Websites
Written by Hazzaa Kassis   
In today's marketplace, websites have become a major player to our overall appearance. Companies do view your website (if you have one) to learn more about you. This allows you to give detailed information about yourself/company and your services. Whether you do business with signing services, title companies or lenders, your website will tell it all. Keep in mind the same rule applies to websites as it does to emails. Keep it short and professional. The longer the name, the harder it is to remember and the longer your email address will be. Create a contact us page where companies can contact you by email or phone; your location etc.
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UNAA Recommended Fees
Written by Linda Kassis   
So many questions about fees and so many variables involved. Do you live in a saturated area? Do you live in a rural area? How long does it take you to commute through a large city to get to a signing? If your commute through a large city to go 10 miles takes you an hour then you will want to charge according to your time not the miles. Time of day: Are you traveling in rush hour traffic such as at 5:30 when everyone is getting off work? These are all variables that have to be considered as well as the mpg your auto gets and if you have to hire a babysitter while you are away at a signing.
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Subprime Mortgage Industry
Written by Linda Kassis   
As we show concerns for the latest industry news and how that will effect or rather further deteriorate the income potential and/or amount of loans to be written, take note that the effects of the changes in lending criteria which is to effect the subprime market will actually effect 15% of the market. It is said that 15% of the borrowers fall into the subprime loan category. It is not stating that they will not be able to get loans but rather that they will be considered a higher risk and will be taking loans at a higher interest rate. Those who spend the next couple years working on making payments on time and remedying their low credit scores will surely be looking to refinance at that time to gain a better interest rate.
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Misuse Of Authority Charges
Written by Hazzaa Kassis   

Former Legislator Pleads Not Guilty To Misuse Of Authority Charges

By News 8 WMTW

POSTED: 3:54 pm EDT August 21, 2007

UPDATED: 5:09 am EDT August 22, 2007

LEWISTON, Maine -- A Lewiston city councilor has entered pleas of not guilty on charges of misusing his authority as a notary public.

The Maine Attorney General's Office said that Stavros Mendros, a former state legislator, signed off on petitions circulated in 2005 seeking a statewide referendum on a planned casino in Washington County without personally witnessing the circulator's signature.

A clerk at Lewiston District Court said Mendros' lawyer entered the pleas on his behalf on Tuesday.

State law requires that a notary public witness the signature of the person who circulates a petition for a statewide referendum.

 
Benefits of a Marketing Plan
Written by Hazzaa Kassis   
Goal Setting: Your marketing plan allows you to set goals and benchmarks. You want to feel confident that you have your plan in order; you know where you are headed and how you are getting there. Take the example of a signing. You get a call to go to a signing, but have no idea where the street address is. You do a search on your favorite map online and find your destination. Get in your car and off you go to do your signing. (You searched, you conquered, You Signed). Now let's put this in context of the over all picture of your company. Set goals and deadlines for those goals and follow them through. If, each month, you meet your goals, in marketing, income and growth, your year end goals will have been met. If, one month, you don't meet those goals you have the following month to make up the difference and catch up. If you do this each and every month, at the end of the year you will have met your mark.
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