Where do you go for answers? The notary handbook provided
upon acceptance as an Iowa Notary Public would be a start. However, it seems that many
get the handbook, toss it in a drawer and may frame their commission certificate
and proceed under the misnomer that they are to simply stamp and sign a document
and they have performed a proper notarization.
Under the Chet Culver administration of the Iowa Secretary
of State and prior administrations, s... (2972 more chars)
How many Iowa Notaries keep some type of record of the
notarizations they perform? Iowa Law does not require you to do so,
directly, however . . . . . . . .
the function of an Iowa Notary Public is to prevent fraud and identity
theft. Keeping a journal and requiring the signer to sign your journal and if
you choose, to add a thumbprint to your journal makes those who are acting
fraudulently more hesitant about completing the act. This helps to prevent
fra... (179 more chars)
What is a Notary Signing Agent?
Many interpret the roles and responsibilities of this title differently. I can only unfold or attempt to unfold for you my view of what an NSA is and what their roles and responsibilities are.
Firstly, I will re-title it for clarity to be a Notary Loan Signing Agent.
Roles and responsibilities simply stated are to act as an extension of the Closing Agent, being the eyes, ears and full body at a loan signing in the absence of the clos... (5652 more chars)
This is a question I get all the time when I tell people that I am a mobile notary & mortgage notary signing agent. I am still amazed how many mortgage brokers and even title companies do not know what I do. I always take the time to explain to them the basic concept about being the last person to go to your client (or you , if you are the borrower) and even sometimes these days, the only person the client sees in the whole process. I tell them that we explain the documents, notarize them,... (1457 more chars)
The last few mobile loan signings I performed this month. The borrowers seemed to be very surprised that I had asked them to sign my notary registry log as well as asking them for their thumb print. Apparently not many notaries are taking this extra security measure to protect themselfs and the signings.
After explaining to them that this log and their thumb print is not not only for my protection but most importantly it is for the borrowers / signers protection as well, they agreed t... (562 more chars)
hi, yesterday was 2/25/2008...the last day to close for the month...our busy day...i got a last minute closing to do for a title company i have worked for 3 years with and when i got there i found out the following which i am sure alot of us are not aware of...the closing was suppose to be done by webcam on the internet and the borrowers couldn't download the program, so i was called...i naturally asked how they could do this by webcam without a notary and was told they signed papers ove... (1879 more chars)
